building-up English
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By building up savings over a few years, the farmers eventually become creditworthy, or have enough cash to purchase vitally necessary inputs on their own.
Накапливая сбережения год за годом, в итоге фермеры становятся кредитоспособными или накапливают достаточно наличных денег для оплаты производственных затрат без посторонней помощи.