Englishfor English speakers
umbrella
Noun
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An umbrella is a tool to keep you dry when it rains. You hold it over your head.
I use my umbrella when it rains.
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An umbrella company is an organization that controls other organizations.
The store was under the company umbrella.
agency
Noun
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An agency is a group of people called agents working together, or a place where agents work.
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# An agency is a company (business) which usually represents other people. The people at the agency work as agents to represent (stand for) their customers.
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#:Our agency works to help people find jobs in music.
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# Agency is a company that does something specific.
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#:Our ad agency has made advertisements for many important businesses.
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# An agency is a certain part of a government.
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#:He works for the real CIA, the actual Central Intelligence Agency.
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Agency is the ability to do something.