Englishfor English speakers
referral
—
noun
a recommendation to consult the (professional) person or group to whom one has been referred
the insurance company says that you need a written referral from your physician before seeing a specialist
—
noun
the act of referring (as forwarding an applicant for employment or referring a matter to an appropriate agency)
—
noun
a person whose case has been referred to a specialist or professional group
the patient is a referral from Dr. Bones
scheme
Noun
—
A scheme is a plan, sometimes a bad or dishonest one.
The new training scheme will be targeted at recent graduates.
Employees still participate in the company's pension scheme during the duration of their break.
The management had various schemes to control the workers.
The color scheme for the bedroom is blue and white.