Englishfor English speakers
premium
Noun
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A premium is an amount of money paid for insurance.
He had to pay a higher premium after his house burnt down.
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Premium is something that high quality and in short supply.
We had to pay a premium price for a glass of water in the desert.
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A premium is a bonus or reward.
mud
Noun
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Mud is dirt (soil) with water in it.
I slipped and fell in the mud.