Englishfor English speakers
insurance
Noun
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Insurance is an agreement where someone pays a small amount of money, and if something bad happens, they get money to help them.
I have fire insurance for my house.
money
Noun
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Money is the coins or notes that are used to pay for things.
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Money is a tool that is used to pay for goods or services.
You don't want to spend your money on an ice cream. You can buy something else.