You are spending too much money.

you Pronoun

— Used instead of the name of the person being spoken to; it is a second-person pronoun. You are my best friend. Can I go to the shops with you? — Used to talk about anyone. You have to be 18 years old to see that film. She has problems with her eyes, and can't see you properly.

you Determinative

— Used before a word that means the person or people someone is talking to. You guys can leave now.

are Verb

— Are is the present tense, second person form of the verb be. Hello John, how are you? We are all happy. Are we there yet? John and Mary are playing. Are you all hungry?

spending

— noun the act of spending or disbursing money — noun money paid out; an amount spent

too Adverb

— If you say I am too tall, I am taller than I should be. You can't come in. You are too dirty. — Also, in addition, and. "I've got you, my pretty, and your little dog, too."

much Determiner

— Much is a lot of; a large amount of; a high degree I don't have much money. I don't like the cider very much. I know how much he loves everybody in the house. You're not much better than he is. She was much more fun after a few drinks. This is almost as much fun as last week. We bought another one, but the cost was much greater. I don't think it matters much what you study. Thank you very much! Much attention has been given to the question of where the money should go. He's very much the Englishman.

money Noun

— Money is the coins or notes that are used to pay for things. — Money is a tool that is used to pay for goods or services. You don't want to spend your money on an ice cream. You can buy something else.